The most common type of all natural hazards is flooding. This is particularly true in the Camden County area.  Being prepared is a vital step toward protecting both lives and personal property.

Flooding can be caused by various weather situations.  It can cause damage both with fast-moving currents, as well as residual mold damage to homes.

flash floods

Flash floods are characterized by a rapid and extreme flow of high water into a normally dry area, or a rapid water level rise in a stream or creek above a flood level within six hours of a severe weather event such as a thunderstorm. Ongoing flooding can intensify to flash flooding in cases where intense rainfall results in a rapid surge of rising flood waters.



Flooding is where an area comes underwater that is normally dry.  In Camden County, in addition to Flash Floods, we can experience “area floods”, especially near the banks of streams, creeks, and rivers. These types of floods happen over time, and will result in sharp rises of water over the banks of waterways.  This type of flooding can cause extensive damage, but is generally less-life threatening, because people have an opportunity to move away from flooded areas.

know the terms

When the National Weather Service forecasts flooding for our area, they will issue various products.  Knowing the difference between these products will help you better understand the situation and take steps to keep yourself and your family safe.


Areal (Urban & Small Stream) Flood Advisory – Areal or Urban and Small Stream Flood Advisories are issued when rainfall is forecasted which is expected to cause relative rises in creeks and streams, as well as on streets and in low-lying areas, but that generally, they are not expected to be directly life-threatening.

Flash Flood Watch – Issued when the potential exists for flash flooding to occur.  This usually means a storm system is expected to begin impacting our area, and/or the soils have been saturated and may not be able to handle very much rain, causing run-off which could lead to Flash Flooding.

Flash Flood Warning – Issued when flash flooding, and rapid rises in water are being experienced across the area.  This means that life is threatened by the conditions and residents should avoid travel, and stay away from low-lying areas until the situation remedies. (May also be issued for dam failures)

Flash Flood Emergency – Issued very rarely for an extreme threat to human life and catastrophic damage is imminent or ongoing.  Waters are rising to levels rarely if ever seen.

Areal Flood Warning – Issued usually after large amounts of flash flooding.  This means that flooding is still a problem over a large area, and is still life-threatening, but water is not expected to rise.


Flood Warning (Forecast Point) – Issued when waterways are over their banks and are expected to continue to rise over the next few hours.  These are usually issued for a specific point, such as the intersection of a waterway and a road.  This means that relatively slow rises of water are expected, and residents should pay attention to changing conditions, avoiding the area.

Turn around, don't drown

The number one killer for natural disasters in the United States is flooding.  Many times, individuals aren’t able to judge the depths of water along roadways and find themselves in perilous conditions.

The National Weather Service encourages residents to “Turn Around, Don’t Drown” by not driving into areas of  water across a roadway.

Water at heights of as little as six inches can sweep you off your feet and downstream.  Water as little as two feet can wash you and your vehicle downstream as well.

Be especially cautious at night, when its even more difficult to gauge the amount of water in a roadway.  The safest option is to simply avoid driving over water and find an alternate, safer route, or wait until the danger has passed.   If you see water covering a roadway that can result in danger for motorists, please dial 9-1-1 and report it immediately.


Flood insurance

If you live in a flood prone area, you should have flood insurance. Homeowners and Renter’s insurance will not cover damage from flooding caused by heavy rain, river, and creek overflows. Flood insurance is relatively cheap – but can save you a lot of money when you’re affected by flooding. Visit for more info.